"Found a plan that actually covers audiology with my long-time ENT in-network. First time my coverage matched the gig."
Andre P.
Production Sound Mixer · Brooklyn, NY
REEL 05SOUND — MIXERS · BOOM OPS · DESIGN
Health insurance for sound departments.
Plans built for production sound mixers, boom ops, and post-production sound designers — with strong audiology benefits and telehealth.
SCENE 01 — WHY
Why coverage hits different for sound department.
POINT 01
Audiology matters more than most pros realize
Years on a boom or behind a desk add up. We filter for plans with explicit hearing benefits and audiology networks — not all marketplace plans handle this well.
POINT 02
Post sound is sedentary. Cover the spine work.
Long mix sessions and editorial weeks wear on backs and necks. PT, chiropractic, and orthopedic networks matter — we screen for them.
POINT 03
Variable booking income works with ACA subsidies
Subsidies scale with projected annual income, which is built for the way sound mixers actually get paid. We re-project mid-year if booking volume changes.
POINT 04
Telehealth = no day off the mix stage
Plans with strong telehealth let you handle routine care between picture lock and mix passes without losing a session day.
SCENE 02 — COVERAGE
Plan types built for this role.
REEL 01
ACA + telehealth-strong plans
The default — we filter to plans where telehealth is robust, not an afterthought.
See coverage
REEL 02
HDHP + HSA
Healthy mixers in big-revenue years use HDHPs to shelter pre-tax dollars for slow stretches and future medical costs.
See coverage
REEL 03
Supplemental hearing & vision
Pair audiology- and vision-focused riders for the things you depend on most in this craft.
See coverage
SCENE 03 — STORIES
From the set, in their words.
"HSA-eligible plan they suggested let me sock away pre-tax savings during a big-revenue year. The math checked out."
Lia C.
Re-recording Mixer · Burbank, CA
RUN-TIME / 00:02:00
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SCENE 05 — FAQ
Set FAQs.
SCENE 01Are hearing aids ever covered on the marketplace?
SCENE 01
Are hearing aids ever covered on the marketplace?
Coverage varies by state and plan. Some marketplace plans cover hearing aids in part, others not at all. We screen for the strongest hearing coverage in your state when audiology is a priority.
SCENE 02Local 695 / Local 700 union health — primary or secondary?
SCENE 02
Local 695 / Local 700 union health — primary or secondary?
If you qualify, union health is usually primary. ACA fills non-qualifying quarters or supplements with family coverage when union plans skew toward the worker only.
SCENE 03I'm 1099 for post work. ACA premium deductible?
SCENE 03
I'm 1099 for post work. ACA premium deductible?
Generally yes, above the line on Schedule C as self-employed health insurance. We model net premium after deduction.
SCENE 04Plans with strong telehealth?
SCENE 04
Plans with strong telehealth?
Most modern marketplace plans bundle telehealth, but quality varies wildly. We can flag plans where telehealth is a real benefit, not a vestigial line item.
SCENE 06 — OTHER ROLES